Portfolios
Our Portfolios Match Any Risk Level with Two Goals: Capture as Much Upside as Possible and Protect Capital in Bear Markets
Each Portfolio has a mix of multiple money managers carefully selected as the best in each asset class. Each portfolio is diversified among our unique asset classes and as a rule no more than 15% is allocated to any one manager to provide maximum diversification. Each quarter adjustments may be made within our managers as well as small adjustments to asset classes to take advantage of changing market conditions.
GLACIER
The Glacier portfolio is designed for investors whose primary goal is preservation of capital and would like to stay with inflation. The Glacier is designed to have a very low standard deviation and is for investors with risk scores between 25-35*.
Risk Scores are calculated using Riskalyze and Advisory World APG software and confirmed by each client as to the accuracy of their own acceptable risk levels.
REDWOOD
The Redwood portfolio is designed for investors whose primary goal is preservation of capital but would like some growth opportunities to stay with or ahead of inflation. The Redwood is designed to have a low standard deviation and is for investors with risk scores between 35-45.
YOSEMITE
The Yosemite portfolio is designed for investors whose primary goal is to grow capital at a level higher than inflation with an additional goal to minimize drawdowns. The Portfolio also has a goal to maintain standard deviation levels of half or less then the overall market. The Yosemite is targeted for investors with risk scores between 45 and 55.
RAINIER
The Rainier portfolio is designed for investors whose primary goal is to grow capital for portfolio accumulation over a full market cycle. The portfolio’s goal is to keep the standard deviation below the total market, and to limit declines in bear market conditions. The Rainier is designed for investors with risk scores between 55 and 65.
DENALI
The Denali portfolio is designed for investors whose primary goal is to accumulate capital at a maximum level over an extended period of time, and are comfortable with a higher standard deviation. The portfolio’s goal is to capture total market returns and also to provide downside protection in bear markets. The Denali is targeted for investors with risk scores of 65 and above.
